.lcf-hero{position:relative;background:var(--bg);border-bottom:1px solid var(--bdr);padding:clamp(3.5rem,8vw,6rem) 0 clamp(2.5rem,5vw,4rem);overflow:hidden}.lcf-hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(201,169,110,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(201,169,110,.04) 1px,transparent 1px);background-size:60px 60px;mask-image:linear-gradient(180deg,transparent,black 30%,black 70%,transparent);-webkit-mask-image:linear-gradient(180deg,transparent,black 30%,black 70%,transparent);pointer-events:none}.lcf-eyebrow{display:block;font-family:var(--fh);font-size:.6rem;letter-spacing:.3em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:.75rem;position:relative}.lcf-gold{color:var(--gold)}.lcf-h1{font-family:var(--fh);font-size:clamp(2rem,5vw,3.5rem);font-weight:700;letter-spacing:.04em;text-transform:uppercase;line-height:1.08;color:var(--cream);margin:0 0 1rem;position:relative}.lcf-lead{font-size:1.0625rem;color:var(--muted);line-height:1.82;max-width:54ch;font-weight:400;position:relative;margin:0}.lcf-body{background:var(--bg2);padding:clamp(3rem,6vw,5rem) 0}.lcf-layout{display:grid;grid-template-columns:240px 1fr;gap:clamp(2rem,4vw,3.5rem);align-items:start}.lcf-nav{position:sticky;top:calc(var(--nav-h)+1.5rem);display:flex;flex-direction:column;gap:1rem}.lcf-nav-card{background:var(--surf);border:1px solid var(--bdr);border-radius:var(--r-lg);padding:1.375rem}.lcf-nav-label{font-family:var(--fh);font-size:.62rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-dk);font-weight:600;margin-bottom:.875rem}.lcf-nav-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:.125rem}.lcf-nav-link{display:block;font-size:.875rem;color:var(--muted);text-decoration:none;padding:.5rem .75rem;border-radius:var(--r);border-left:2px solid transparent;transition:color .2s,background .2s,border-color .2s;line-height:1.4}.lcf-nav-link:hover,.lcf-nav-link.active{color:var(--gold);background:rgba(201,169,110,.07);border-left-color:var(--gold-dk)}.lcf-nav-cta .lcf-nav-cta-p{font-size:.8125rem;color:var(--muted);line-height:1.6;font-weight:300;margin:0 0 .875rem}.lcf-section{margin-bottom:3rem;scroll-margin-top:calc(var(--nav-h)+24px)}.lcf-sec-head{display:flex;align-items:center;gap:1rem;margin-bottom:1.25rem;padding-bottom:1rem;border-bottom:1px solid var(--bdr)}.lcf-sec-num{font-family:var(--fh);font-size:1.5rem;font-weight:700;color:rgba(201,169,110,.25);line-height:1;flex-shrink:0}.lcf-sec-title{font-family:var(--fh);font-size:clamp(1.7rem,3.5vw,2.7rem);letter-spacing:.06em;text-transform:uppercase;color:var(--cream);font-weight:700;line-height:1.1;margin:0}.lcf-list{display:flex;flex-direction:column;gap:.5rem}.lcf-item{background:var(--surf);border:1px solid var(--bdr);border-radius:var(--r-lg);overflow:hidden;transition:border-color .2s}.lcf-item.open{border-color:var(--bdr-h)}.lcf-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:1.125rem 1.375rem;font-family:var(--fh);font-size:1rem;font-weight:600;color:var(--cream);letter-spacing:.02em;background:none;border:none;cursor:pointer;text-align:left;line-height:1.4;transition:color .2s}.lcf-q:hover{color:var(--gold)}.lcf-item.open .lcf-q{color:var(--gold)}.lcf-icon{width:24px;height:24px;border-radius:50%;background:rgba(201,169,110,.1);border:1px solid rgba(201,169,110,.2);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .3s var(--ease),background .2s}.lcf-icon svg{width:12px;height:12px;stroke:var(--gold)}.lcf-item.open .lcf-icon{transform:rotate(45deg);background:rgba(201,169,110,.2)}.lcf-a{max-height:0;overflow:hidden;transition:max-height .38s ease}.lcf-item.open .lcf-a{max-height:400px}.lcf-a p{font-size:.9375rem;color:var(--muted);line-height:1.82;font-weight:400;margin:0;padding:0 1.375rem 1.25rem;border-top:1px solid var(--bdr);padding-top:.875rem}.lcf-cta{background:linear-gradient(135deg,var(--surf2),var(--surf3));border:1px solid var(--bdr);border-radius:var(--r-xl);padding:clamp(2.5rem,6vw,4.5rem) clamp(2rem,5vw,4rem);text-align:center;position:relative;overflow:hidden;margin-top:1rem}.lcf-cta-glow{position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 50% 50%,rgba(201,169,110,.07) 0%,transparent 70%);pointer-events:none}.lcf-cta>*{position:relative}.lcf-cta-h{font-family:var(--fh);font-size:clamp(1.4rem,3vw,2.2rem);font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--cream);margin:.5rem 0 .875rem}.lcf-cta-p{font-size:1rem;color:var(--muted);max-width:44ch;margin:0 auto 2rem;line-height:1.78}.lcf-cta-btns{display:flex;flex-wrap:wrap;gap:.75rem;justify-content:center;margin-bottom:.75rem}.lcf-cta-subnote{font-size:.9rem;color:var(--subtle);text-align:center}.lcf-cta-subnote a{color:var(--gold-dk);text-decoration:underline;text-underline-offset:3px}.lcf-cta-subnote a:hover{color:var(--gold)}@media (max-width:900px){.lcf-layout{grid-template-columns:1fr}.lcf-nav{position:static;flex-direction:row;flex-wrap:wrap}.lcf-nav-card{flex:1;min-width:200px}}@media (max-width:600px){.lcf-nav{flex-direction:column}.lcf-cta-btns{flex-direction:column;align-items:center}.lcf-cta-btns .lcg-btn{width:100%;max-width:280px;justify-content:center}}